Sell Unmortgageable Property Fast

Looking to sell unmortgageable property at market value, regardless of the property's condition? We offer the simplest solution for all types of properties and can pitch your unmortgageable house to over 20,000 cash buyers.

With Prime Property Auctions, you’re in control. Set your price and sell your house without paying a penny upfront. If we don’t sell within three months, you can simply walk away.

Sell unmortgageable property within 28 days. Get listed on Rightmove and Zoopla and find your cash buyer fast!

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Upcoming Auctions Schedule

Explore our upcoming auctions to watch auction buyers go head-to-head, driving the best possible price through transparent, competitive bidding.

How To Sell Sell an Unmortgageable House

Prime Property Auctions has helped hundreds of sellers move problem properties that most lenders won't touch. With over 300 reviews and counting, we turn a difficult situation into a successful sale, bypassing traditional hurdles to deliver the best possible outcome.

Here’s how our process works:

Step 1: Enter your postcode to see your potential property value in the current market.
Step 2: Choose your minimum asking price, and if bids don't hit it, you don't have to sell.
Step 3: We send a professional photographer and videographer the next day, free of charge, to ensure maximum exposure.
Step 4: By day two, we pitch your un-mortgageable house to thousands of investors who don't need mortgage approval.
Step 5: Secure a free cash offer today, and the buyer pays a non-refundable 10% deposit by day three.
Step 6: Complete the deal within 28 days and pocket the rest of your cash.

A Closer Look at How We Work

When a property is un-mortgageable , many lenders demand a bigger deposit or charge a higher interest rate. This prompts mortgage lenders to pull out, ruining traditional sales. We find you more buyers by focusing on cash sales rather than red tape.

Here’s how we make selling an un-mortgageable house work for you:

Instant results: 87% of our listings sell to buyers before auction day because they want to buy directly.
No lock-ins, no risk: Forget feeling held hostage by limiting contracts and walk away if we don't sell un-mortgageable house within 3 months.
Locked-in security: Unlike a standard cash buying company, our buyers pay a 10% deposit, and if they flake, you keep the money.
Targeted pitching: While estate agents struggle on the open market, we target only cash buyers who specifically hunt for problem properties to fix and flip.

Don’t settle for less than market value. Let the experts handle the heavy lifting for the best price. Contact us today to turn your property's unmortgageable problem into a successful sale.

FAQs About Selling Unmortgageable Property

Find answers to frequently asked questions about selling an un-mortgageable house here.

What are the most common reasons for a property un-mortgageable?

If you can’t get a mortgage on a house, it’s usually because lenders see too much risk. When a property is unmortgageable, it doesn’t mean it’s worthless. It just means the banks have a long list of deal-breakers.

Common reasons for rejected mortgage applications include:

Structural problems: Major issues like subsidence or heave will scare off lenders immediately.
Roof failure: A damaged roof is considered an uninhabitable home in the eyes of a surveyor.
High-rise flats: Many sellers of high-density blocks are rejected due to cladding issues or excessive ground rent terms.
Legal property issues: Messy boundary disputes or missing planning permissions can kill a sale on the open market.

Can I sell a property with building regulation issues?

Absolutely. While missing building regulations or incomplete planning permission usually kill an open-market deal, we don’t let paperwork stall your progress. Whether you’re facing complex boundary disputes or serious structural problems, we specialise in moving problem properties that others find too messy to handle.

Traditional buyers often get stuck waiting for retrospective planning permission that never comes, but our investors look past the certificates. From non-standard construction to major renovations lacking the proper sign-offs, we place value on the bricks and mortar over the gaps in your filing cabinet.

Can I sell a property with a short lease?

Yes, but the traditional market will make you jump through hoops for it. Most lenders become cautious once a lease drops below 80 years, as extending it becomes more expensive. That often leaves leasehold properties harder to sell through conventional routes.

You could spend thousands of pounds and months of your life chasing a lease extension, or you could skip the headache entirely.

We’ll help you sell unmortgageable house by connecting you with cash buyers who aren't afraid of a ticking clock. Instead of lengthy negotiations with freeholders or losing your sale to a bank’s rigid checklist, offload the property as it stands and move on fast.

Can I sell a property that is uninhabitable?

Yes. Most people think an uninhabitable home is a dead end because banks refuse to lend on anything unfit for human habitation. Whether you're dealing with severe damp, a missing kitchen, or serious structural issues, the traditional market will likely tell you it’s unsellable. We disagree.

We specialise in uninhabitable properties that others find too risky. While the property's condition might terrify a standard buyer, our investors thrive on fixing structural issues and other major property issues.

So, drop the sledgehammer, shut the money pit and sell your “problem property” as it stands. Leave the mess to us.

How do you guarantee I get paid within 28 days?

Traditional agents leave you hanging while buyers flake and delays pile up. We do things differently. By focusing on cash sales, we bypass the money and finance hurdles that usually drag a sale out for months.

Our SaleLock Guarantee ensures you can sell un-mortgageable property without the stress.

Here’s how we lock in your result:

Your price, your rules: You set the minimum price you’ll accept before we even start.
Interests locked in: Once a cash buyer commits, they pay a non-refundable 10% deposit within 24 hours.
The countdown: Our average sale completes in just 27.5 days, and buyers have exactly 28 days to settle the balance or lose their deposit.
Zero risk, high reward: If they back out, you keep the cash, and we find a new buyer immediately.

You won’t pay us a penny until your property is sold and you're 100% happy with the outcome.

Sell unmortgageable property with us and skip paying over £300 in marketing fees that estate agents typically charge. Turn the key to our SaleLock Guarantee and bypass the finance hurdles that stall traditional sales.